Small Business Administration 90% LTV
The name of the game when it comes to business is making money. To do that, a business owner has to invest less than he or she pays to make a profit. It’s simple stuff in theory, but in practice can be anything but simple. Small business owners in particular may have trouble securing the financing required to purchase inventory, acquire new assets, expand their businesses, or cover their expenses. When money is tight, it becomes even more difficult to get back to the basics of spending less than you bring in. That’s where Cornerstone Capital Advisors can help.
Financial Experts To Help Grow Your Business
We at Cornerstone Capital Advisors are financial experts assisting clients all over the country with finding and taking advantage of unique funding options for their businesses. We have extensive experience working with the United States government, particularly the Small Business Administration (SBA), on applying for and getting loan money with favorable terms. Real Estate and Non-Real Estate transactions can apply for 90% financing with terms of 10-30 years.
These days, it’s even more important than ever to have an advisor on your side who can navigate the governmental red tape that can come with applying for SBA loans.
As part of the Coronavirus Aid, Relief, and Economic Security Act (CARES), the SBA offers a new variety of loans to keep businesses afloat. These include the Paycheck Protection Program EIDL (Economic Injury Disaster Loan) and Mainstreet Lending Program, for qualified business owners.
SBA Loan Options Available
Business Acquisition With Real Estate
- Rates starting at 5.5%
- 25-30-year terms
- Fixed and Variable Rates
- Up to 90% Loan To Value
Business Acquisition With No Real Estate
- Rates – Prime + 2.75%
- 10-year terms
- 90 % Loan to Value
Importance Of Securing Financing For Small Businesses
Small businesses are the backbone of the U.S. economy, employing half of the total American workforce and generating more than two-thirds of net new jobs in recent years. Having access to adequate financing is essential for these small business owners to invest in their operations, hire employees, purchase inventory and materials, and generally grow their business.
Unfortunately, the process of obtaining financing for small businesses can be daunting. Most small business owners will need to go through a rigorous application process and provide extensive documentation to secure the financing they need. This can be particularly difficult for new business owners who don’t yet have an established credit history or financial track record. Banks or other lenders are often reluctant to provide funds to new and small businesses due to the risks associated with these investments.
Small business owners need to realize that adequate funding can have an incredibly positive impact on their business growth, success, and reputation. For example, having access to working capital can help a business invest in marketing initiatives, technology upgrades, or product development, all of which can lead to increased profits and long-term sustainability.
How Cornerstone Capital Helps Support Business Growth
We assist clients nationwide in finding unique financing options and provide our extensive experience with the Small Business Administration (SBA) loan process. Our team has helped many small business owners navigate the complexities associated with SBA loans, including government regulations related to these loans.
At Cornerstone Capital Advisors, our financial experts have decades of combined experience and an in-depth understanding of the SBA loan process. We will work closely with you to assess your needs, develop a customized funding strategy, and guide you through the application process. Our team is committed to helping small business owners secure financing that meets their needs and objectives.
The Cornerstone Capital Difference
At Cornerstone Capital Advisors, we understand that each business is unique, and our focus is on providing tailored solutions to meet your individual needs. Our team of experienced advisors will provide personalized advice and guidance throughout the entire loan process, from pre-qualification to closure. Plus, our commitment doesn’t end after you secure financing, we are here to offer ongoing analysis and support to help you achieve long-term financial stability.
We also provide a suite of additional services for small business owners, such as cash flow management, financial planning, and strategic decision-making. Our goal is to help you make informed decisions that will lead to success and maximize growth potential over the long term.
Take The First Step Towards Securing Financing For Your Business Today!
Are you ready to take the first step toward securing financing and growing your small business? Contact us today and speak with one of our experienced financial advisors about your unique needs. Our team will work closely with you to create a customized funding strategy that meets your goals.
Our Expert Suggestion: Take Advantage Of These SBA Loans!
The Small Business Administration has recently expanded its loan offerings in light of the Coronavirus Aid, Relief, and Economic Security Act (CARES), making it easier for small business owners to access the funding they need. This is a great opportunity for small business owners to take advantage of the lower interest rates, fewer fees, and extended repayment terms available through SBA loans.
Our team at Cornerstone Capital Advisors is available to guide you through the loan process. Get started today by completing our online form for a free consultation and guidance! Take advantage of this opportunity now and secure the financing you need to grow your small business.
Loans Your Business May Qualify For
If You’re Ready To Take Advantage Of The New Options The Small Business Administration Offers But Aren’t Sure Where To Start, Complete This Form. We’re Ready To Help.